FIN2100 Unit 2: Managing Your Personal Finances and Credit Discussion Board Chapter 5Contains unread posts

July 4, 2023July 4, 2023 Discipline: Finance

Discussion

In chapter 5, we discussed banking and interest rates. Chapter 5 discusses the various types of depository institutions that offer these services: commercial banks, savings institutions, and credit unions. In addition, the chapter talks about federal interest. 

Get Ready!

To prepare for this Discussion:

  • Read Chapter 5

Share Your Thoughts

Original posts should be completed 4 days before the close of the discussion board.

Go to Unit 2 Discussion Forum. Discuss five ways that the federal interest affects you and your bank account, and what does that mean for your future financial plans? For example, what if you were wanting to save up money for a new vehicle or a new home? How would the interest rates affect the growth of your savings? Say you have enough money saved up for the down payment on the house what interest rate would you be able to live with for say 15-30 years. 

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