This proposal will be based on the background of green credit. For example, using the annual data
of the five major commercial banks in the United States from 2012 to 2022, the panel regression model is established to study the impact of green credit and analyze the effect of its influence mechanism on the credit risk of commercial banks.
it should be look like this structure：
– very short intro
– literature review
-Theoretical discussions on the impact of green credit on banks’ financial performance
-set the Regression model，explain each variable
–Benchmark regression results，the estimation method needs to be selected.
-further analysis：like The above analysis uses ROA (return on total assets) or NIM (net interest margin) to measure the financial performance of banks,