This question is based on Keeanga-Yamahtta Taylor’s “Unfair Housing” reading (included in the same folder where you found this lecture):
•How did the FHA both improve and reduce people’s well-being after World War II? Provide two examples from the reading.
You will answer this question in one or two paragraphs with correct grammar, punctuation, and two quoted or paraphrased statements with proper citation – ex. (Taylor, 3). Make sure you include 2 quoted or paraphrased excerpts in your answer.
Some pointers regarding the reading:
1.Author’s thesis is on page 4 and 5:
1. “From the 1930s until the late 1960s, U.S. housing policies were caught between innovation and regressive racial attitudes that produced a multitiered approach to public policy: homeownership and development for white residents, public housing or extractive and predatory tenancy for African Americans in the wake of urban renewal practices. Along with the racially inspired residential segregation that developed, so too did the economic incentive to keep those policies in place. The economy generated out of Black isolation helped to ingrain these practices in such ways that even when housing options began to expand for African Americans, they were constrained within the segregation paradigm. This not only made Black children vulnerable to dangerous vermin, but the absence of housing options outside the urban ghetto meant their parents were easily coerced into paying high prices for the substandard housing.” (Taylor, 28-29)
2.‘Urban renewal’ – a series of policies that the federal government supported in cities after World War II to bulldoze ‘slums’ and rebuild them via public housing or mixed-use development
3. Amortizing – to pay off debt over time (the FHA expanded how long someone could pay off their mortgages basically)
4. Veterans Administration – The VA, or federal administration that provided benefits to veterans after World War II, including mortgages just like the FHA